Did you know that your homeowners insurance does not cover flood damage? Insurance against flood must be obtained separately. A flood insurance policy also reimburses you for the work that you and other family members did to sandbag your homes, move furniture and remove debris.
The Federal Emergency Management Agency’s (FEMA) maps are important when it comes to flood insurance because if they show that your home sits in a 100-year flood plain, you must buy federal flood insurance in order to get a mortgage. If you live outside a high-risk zone, or if you no longer have a mortgage, flood insurance is optional, yet highly recommended.
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As of May 2016 Strategic Insurance is now offering alternative Private Market Flood Insurance options with multiple carriers. These options offer broader coverage then the standard coverage offered via the National Flood Insurance Program.
Here are a few benefits offered by some of the private market flood companies that we do business with
These are just a few of the highlights from some of the private market flood companies Strategic Insurance Services represents. We anticipate that many companies will be offering this product over the next few years. We are currently studying all the options available and deciding which companies would be a good fit for our clients. To discuss private market flood options with one of our licensed agents, please call out office today at 727.213.1890